Bank Iowa consistently creates and delivers innovative solutions that increase revenues, decrease costs and keep our customers competitive.

Your financing solutions are right here with us...Bank Iowa.

Business loans

Helping our local business community grow is one of our primary objectives. At Bank Iowa, your business success is our priority and we will work with you to help you reach your business goals.

Bank Iowa is committed to small and medium-sized business in Iowa. We offer straightforward loan products to meet the needs of growing businesses. Our commercial loan officers make all their decisions locally and give you personal attention from start to finish.

Bank Iowa commercial loan programs are priced at competitive rates and terms. We offer the following types of business loans:

Commercial Real Estate Loans*
Looking to buy a building or refinance and make improvements?
Bank Iowa will work directly with you to make this transition go smoothly.

Construction Loans*
Need to expand your growing business? If you're looking to add on or build a new facility, we offer a wide array of financing terms that fit your cash flow.

Term Loans*
Whether it's a loan to purchase equipment or a business vehicle, we offer a range of maturities with fixed rates to help you purchase the tools to grow your business.

Working Capital Loans*
Need additional capital as your business grows? This is a convenient way to make sure your business is always ready for those seasonal, cyclical, or growth needs.

Letters of Credit*
We can help you extend the scope of your business with a letter of credit to provide the financial strength to open the doors of international and domestic opportunities with suppliers and customers.

Small Business Administration
(SBA) Loans*
The SBA has developed programs to help small businesses obtain financing. We can help you throughout the 7(a), SBA express, and 504 application process.

Agricultural Loans*
Our ag lenders are well experienced in the specialized credit needs of ag customers, including farm operation, livestock, machinery purchases, and farm real estate.

*Subject to credit approval